Murrieta, California has quickly become one of the most desirable places to live in Southern California, especially here in Riverside County. With strong value compared to nearby coastal cities, excellent schools, and a wide variety of neighborhoods, buyers relocating to the Temecula Valley often ask one very specific question:

What are the best HOA communities in Murrieta?

Some buyers want amenities like pools, clubhouses, and walking trails. Others want gated security, well maintained streets, or a 55 plus lifestyle. In this guide, we break down the top five HOA communities in Murrieta, explaining what makes each one unique, what you can expect to pay, and who each neighborhood is best suited for.

Andrew Lewis and Performance Real Estate Group help buyers relocate to Murrieta every single week, and these are the HOA communities that consistently rise to the top.


1. Central Park Murrieta

Central Park is one of the best value HOA communities in all of Murrieta. Located on the east side of the city, roughly four miles from the freeway, this neighborhood is known for its affordability, amenities, and wide range of home options.


Amenities and HOA Costs

Central Park offers one of the most impressive amenity packages for the price. Residents enjoy a private clubhouse that can be reserved for events, a community pool and spa, and access to an adjacent park that feels private despite being technically public. The park includes open grass areas, playgrounds, volleyball courts, basketball courts, and tennis or pickleball courts.

The HOA fee is approximately $49 per month, making it one of the lowest cost HOA communities in Murrieta with this level of amenities.


Home Styles and Taxes

Homes in Central Park range from smaller single story properties around 1,500 square feet to larger homes exceeding 3,000 square feet. This flexibility allows buyers to start in the community, move up as needs change, and even downsize later while staying in the same neighborhood.

Central Park also benefits from one of the lowest tax rates in the area, which is a major advantage for long term affordability.


Schools and Location

Although Central Park has a Murrieta address, it is zoned for Temecula Valley Unified School District, giving homeowners access to some of the highest rated schools in Southern California while maintaining Murrieta pricing.

The main tradeoff is commute time. Being farther east means freeway access can take longer during peak hours.


2. Rancho Bella Vista

Rancho Bella Vista sits just east of Central Park and represents one of the most affordable HOA options in Murrieta for buyers who want structure and school proximity without paying for extensive amenities.


HOA Structure and Fees

This HOA focuses primarily on neighborhood upkeep and enforcement rather than lifestyle amenities. There is no community pool or clubhouse, and the HOA fee is approximately $40 per month.

While discussions about adding amenities have occurred over the years, nothing is currently planned.


Schools and Family Appeal

One of the biggest advantages of Rancho Bella Vista is walkability to top rated schools. Bella Vista Middle School and Alamos Elementary are both within walking distance for most residents, making this a popular choice for families.

Like Central Park, Rancho Bella Vista has a Murrieta address with Temecula schools.


Homes and Taxes

Homes were primarily built in the early 2000s and range from about 1,600 to nearly 3,000 square feet. Pricing typically starts in the low $600,000s and can reach into the $700,000s depending on upgrades and lot size.

Tax rates generally fall between 1.3 and 1.4 percent, which is considered low to moderate for the area.


3. Four Seasons Murrieta

Four Seasons is a premier 55 plus community located near the Murrieta, Temecula, and Winchester border. This neighborhood is designed for active adults who want resort style living and strong community engagement.


Lifestyle and Amenities

Four Seasons delivers exactly what the brand promises. Residents enjoy pickleball and tennis courts, bocce ball, pools and spas, a fitness center, dance studio, billiards room, and an active social calendar with events happening year round.

This is one of the most social and well maintained communities in Murrieta.


HOA Fees and Taxes

HOA dues are just over $200 per month, reflecting the extensive amenities and maintenance. However, the tax rate is extremely low at approximately 1.14 percent, which helps offset the HOA cost for many buyers.


Location Benefits

Four Seasons is located roughly three miles from the freeway and is close to shopping, grocery stores, restaurants, movie theaters, and the Temecula Mall. Many residents find they rarely need to drive far for daily needs.


4. Greer Ranch

Greer Ranch is one of Murrieta’s most sought after guard gated communities. Located in the northeastern hills of the city, it offers privacy, security, and stunning surroundings.


Security and Community Feel

This is a fully guard gated neighborhood with private security patrols. Solicitors are not allowed, and speed is actively monitored within the community, making it appealing for families and those who value peace and quiet.


Amenities and HOA Costs

Greer Ranch includes a clubhouse, community pools, parks, playgrounds, and extensive walking trails. HOA fees are approximately $250 per month.


Homes, Taxes, and Considerations

Homes in Greer Ranch are generally larger, with most being two story properties. Smaller starter homes are rare here.

Tax rates fall between 1.3 and 1.4 percent. One consideration is that the HOA is known to be strict, particularly regarding work vehicles and exterior appearance. Additionally, shopping and dining options require a short drive due to the hillside location.


5. Bear Creek

Bear Creek is one of Murrieta’s most prestigious guard gated communities and is centered around a Jack Nicklaus inspired golf course. This is the luxury option on the list.


Lifestyle and Amenities

Residents enjoy access to pools, spas, a clubhouse, gym, and extensive tennis facilities including multiple court types. Golf course and hillside views are common throughout the community.


Home Options

Bear Creek offers a wide range of housing, from condos around 1,700 square feet to large custom estate homes worth several million dollars. This flexibility allows buyers to enter the community at different price points.


HOA Fees and Taxes

Single family homes typically have HOA dues around $295 per month. Condo owners pay an additional condo association fee that can exceed $350 per month.

The tax rate is approximately 1.25 percent, which is relatively low for a luxury gated community.


Which HOA Community in Murrieta Is Right for You?

The best HOA community in Murrieta depends entirely on your lifestyle, budget, and priorities. Some buyers value low HOA fees and school access, while others want gated security or resort style amenities.


Watch the Full Guide Below

Andrew Lewis and Performance Real Estate Group are the #1 trusted real estate team in the Temecula Valley and surrounding communities, including Murrieta. Our team helps buyers compare neighborhoods, understand tax and HOA structures, and avoid costly surprises before making a move.

Thinking About Moving to Murrieta or the Temecula Valley?

If you are considering buying a home in Murrieta, Temecula, Menifee, Winchester, Wildomar, or Canyon Lake, our team would love to help.

We regularly assist buyers relocating from San Diego, Orange County, Los Angeles, and out of state. Whether you are two weeks, two months, or two years away from making a move, a quick conversation can make all the difference.

Contact Andrew Lewis & Performance Real Estate Group

Website: www.PerformanceREGroup.com
Email: Andrew@PerformanceREGroup.com
Phone: (951) 501-4994
DRE: 01914085
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Reach out anytime to schedule a one on one Zoom call, ask questions, or plan a boots on the ground tour of Murrieta and the Temecula Valley.