Cost of Living Index

Murrieta’s Cost of Living Index is 131—meaning it’s about 31% more expensive than the national average. But compared to the rest of Southern California, Murrieta is actually 12.5% more affordable. For those moving from within the state, this makes Murrieta a relatively budget-friendly option.

Housing Costs

• Average home price: $700,000

• 67% more than the U.S. average ($419,000)

• 18.7% lower than the California average ($861,000)

Murrieta offers better affordability than many surrounding cities while maintaining proximity to San Diego, LA, and Orange County.

Rental Costs

• Average 2-bedroom rental: $2,340/month

• 63% higher than the U.S. average

• 8% higher than the California average

Murrieta has higher-than-average rental costs, likely due to demand and newer developments.

Transportation Expenses

Transportation costs are about 17% higher than the national average. This is mainly due to long commutes, high gas prices, and increased vehicle maintenance from heavy driving.

Most higher-paying jobs are located in San Diego, Orange County, or LA, which means many residents commute.

Utility Bills

• Electricity: Around $520/month in summer; closer to $200/month in winter

• Natural Gas: $30–$120/month depending on season and usage

• Water: Averages $72/month, with higher usage in summer

• Internet/TV Bundle: About $120/month

Newer homes with solar panels can offset high electricity costs, which is common in the area.

Healthcare Costs

Healthcare in Murrieta is 12.7% cheaper than the national average, thanks to excellent provider access. Residents have access to multiple hospitals and specialty centers, including Loma Linda and Sharp Medical nearby.

Median Household Income

The median income in Murrieta is currently $115,000. Compared to other cities, this helps balance the higher cost of living, especially for those employed locally or remotely in high-paying industries.

Final Thoughts

Murrieta, CA remains one of the more affordable and desirable cities in Southern California. While housing and utility costs are higher than the national average, they are considerably lower than other cities in the region. With great schools, healthcare, and new housing options, Murrieta is a strong contender for anyone looking to relocate in 2025.

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