SCGA Neighborhood, Murrieta CA: Golf Course Living with No HOA

The SCGA neighborhood in Murrieta, California, offers an incredible blend of scenic golf course views, low monthly costs, and prime eastside convenience. With no HOA and below-average property taxes, this community is one of the most affordable ways to enjoy golf course living in the Temecula Valley. Here's a complete guide to living in the SCGA neighborhood.

Prime East Murrieta Location

SCGA is located near the intersection of Murrieta Hot Springs and Winchester Road, just minutes from major retail destinations including the Promenade Mall, Costco, and multiple grocery stores. While it’s about 10–15 minutes from the freeway, the neighborhood offers fast access to everything else you need daily.

Top Reasons to Live in SCGA

- **Golf course views** – Many homes back directly to the lush fairways and water features of the SCGA golf course.
- **No HOA fees** – A rare feature in golf course neighborhoods, allowing residents to enjoy the views without added monthly costs.
- **Low property taxes** – One of the lowest tax rates in the area at 1.3% to 1.4%.
- **Affordable price point** – Home prices are generally in line with Murrieta’s average, making it accessible for many buyers.

Things to Consider

**Cut-Through Traffic:** Due to its location, the neighborhood is occasionally used as a shortcut between major roads. Speed bumps have been added to reduce traffic speed.

**No HOA Oversight:** While this keeps costs down, it also means there's no design or landscaping enforcement. Residents are free to paint or landscape as they please, though the neighborhood generally remains well-kept.

Home Sizes and Price Range

SCGA offers a wide variety of floor plans ranging from approximately **1,900 to 4,300 square feet**. Whether you're looking for a modest three-bedroom home or a spacious two-story with a large backyard, this neighborhood has options for all types of buyers.

School Ratings

SCGA is zoned for:
- **Monte Vista Elementary School** – Rated 5/10
- **Dorothy McElhinney Middle School** – Rated 7/10
- **Vista Murrieta High School** – Rated 9/10

While the elementary school is average, both the middle and high schools are highly rated, offering solid educational options for families.

Low Monthly Housing Costs

With **no HOA fee** and a **property tax rate between 1.3% and 1.4%**, the SCGA neighborhood is one of the most cost-effective places to live in Murrieta. Residents enjoy upscale living without the added costs of newer planned communities.

Final Thoughts

SCGA offers an unbeatable combination of affordability, golf course beauty, and east Murrieta convenience. With wide home size ranges, beautiful views, and no HOA fees, it’s an ideal choice for those seeking flexible living near everyday essentials.

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