Are you considering investing in real estate? Are you wondering whether it’s easier to buy a 4plex or a single-family home? Well, you might be surprised to know that purchasing a 4plex is actually easier!

Here’s a special hack that most people don’t know about purchasing multifamily properties: lenders can use 75% of future rental income to increase your total income and help you qualify for a higher price point. This means that if you buy a 4plex, the rental income from the other three units can be factored into your total income, making it easier to qualify for a loan.

Now, you might be thinking, “but isn’t buying a 4plex more expensive than a single-family home?” While it’s true that a 4plex may have a higher price tag, it’s important to consider the potential rental income from the other units. With a single-family home, you’ll only have one rental income stream, but with a 4plex, you’ll have four potential streams of income.

Investing in a 4plex can be a great way to start your real estate investing journey and begin creating passive income. Plus, with the added benefit of lenders factoring in future rental income, it’s easier to qualify for a loan and make your investment dreams a reality.

So, the next time you’re considering buying a property, remember that a 4plex might just be the easier option. Happy investing!